All Loan Programs
Fix & Flip Loans
Specialized financing for real estate investors with lightning-fast 7-day closings.
10-20%
Min. Down Payment
660+
Min. Credit Score
N/A
Max DTI
Overview
Fix & Flip loans are designed specifically for real estate investors who purchase, renovate, and resell properties for profit. We are investors ourselves and can advise and help you structure your deals. With loan amounts from $100,000 to $3,000,000, fast closings, and milestone-based construction draws, our Fix & Flip program gives you the competitive edge you need.
Key Benefits
- Lightning-fast 7-day closings
- $100,000 – $3,000,000 loan amounts
- 80%-90% purchase price financing
- Up to 75% ARV for construction costs
- Milestone-based construction draws
- Only 10%-20% down payment required
- Dedicated investor support team
- Nationwide lending available
Requirements
- 1Real estate investment experience preferred
- 2Detailed scope of work and budget
- 3Property appraisal and ARV analysis
- 4Down payment of 10-20%
- 5Exit strategy (sale or refinance)
Frequently Asked Questions
What is a Fix & Flip loan?+
A Fix & Flip loan is short-term financing (typically 6-18 months) designed for investors who buy properties, renovate them, and sell for profit. The loan covers both the purchase price and renovation costs.
How fast can I close on a Fix & Flip loan?+
We offer lightning-fast closings in as little as 7 days. Speed is critical in competitive markets, and our streamlined process ensures you can secure deals quickly.
Do I need experience to get a Fix & Flip loan?+
While experience is preferred, first-time fix & flip investors can also qualify. We work with experienced house flippers, real estate investment companies, first-time investors, and portfolio builders.
How much of the renovation costs are covered?+
We finance up to 75% of the After Repair Value (ARV) for construction costs. Funds are released through milestone-based construction draws as you complete renovation stages.
Interested in Fix & Flip Loans?
Get pre-qualified in minutes. No commitment, no impact on your credit score.