Smart Mortgage Solutions
— Built Around You
Whether you’re buying your first home, refinancing, or investing, GDM Mortgage Corp delivers expert guidance and fast, AI-enhanced service across Florida.
Call us Now! (321) 492.0292
# WHAT'S YOU EXPECT
Find the Right Loan Program for Your Goals
Whether you’re a first-time buyer, investor, or self-employed, we offer flexible solutions to match your needs and lifestyle.
FHA Home Loan
Low down payment, flexible credit requirements. Ideal for first-time homebuyers.
Commercial Property Loan
Financing for office buildings, retail spaces, multi-units, and warehouses. Flexible terms for business owners and investors.
Fix & Flip Loan
Short-term financing for investors renovating and reselling properties. Fast approvals, asset-based.
Foreign National Loan
Designed for non-U.S. residents buying U.S. property. No U.S. credit or income required.
Bank Statement Loan
Qualify using 12–24 months of deposits — perfect for self-employed borrowers.
DSCR Loan for Investors
Use rental income to qualify. No tax returns or W-2s required.
VA Loan (Veterans)
Zero down payment options for qualified veterans and active military.
Featured Loan
Fix & Flip Loans
🏠 FIX & FLIP LOANS
Specialized financing for real estate investors
We are investors ourselves!
We can advise and help you structure your deals!
KEY FEATURES:
• Lightning-fast 7-day closings
• $100,000 - $3,000,000 loan amounts
• 80%-90% purchase price financing
• Up to 75% ARV for construction costs
• Milestone-based construction draws
• Only 10%-20% down payment required
• Dedicated investor support team
• Nationwide lending available
PERFECT FOR:
✓ Experienced house flippers
✓ Real estate investment companies
✓ First-time fix & flip investors
✓ Portfolio builders
Use our calculator to estimate your investment and your profit!
This is your time to shine! Start flippin' homes! We got your back!
Call us now to get started! (321) 492.0292
Have any questions?
Meet Vanessa –
Your Mortgage AI Assistant
Hey, I'm Vanessa!
I’m here 24/7 to answer your mortgage questions, guide you through pre-qualification, and help you get matched with the right loan program — fast.
Whether you're a first-time buyer, investor, or self-employed, I’ll ask a few smart questions and connect you with what fits best.
Instantly answers questions for loan types like FHA, DSCR, Bank Statement & more.
Get Pre-screened 24/7
Connect with your loan advisor
# ABOUT US
Trusted Mortgage Expertise.
Personalized Service.
GDM Mortgage Corp is built on the belief that getting a mortgage should be simple, honest, and tailored to you. Led by Heriberto Santiago, we’ve helped families and investors across Florida close loans with confidence — even in complex scenarios.
Heriberto Santiago NMLS #1274038
Bilingual service (English & Spanish)
25+ years of mortgage experience
# CHOOSE YOUR SERVICE
Popular Home Loan Options
Conventional Loan
Ideal for buyers with strong credit and income. Great rates and flexible terms.
Minimum 620 credit score
Standard W2 and income docs
Great for purchases & refinances
HELOC – Access Your Equity
Use your home’s equity for renovations, debt consolidation, or large purchases.
Borrow only what you need
Revolving credit line
Lower monthly payments
FHA Loan (Low Down Payment)
Backed by HUD, FHA loans offer low down payments and flexible credit guidelines.
Credit scores from 580+
3.5% minimum down
First-time buyer friendly
VA Loan
For eligible veterans, active-duty service members, and surviving spouses. No down payment, no PMI, and flexible credit guidelines.
No down payment required
No private mortgage insurance (PMI)
Perfect for purchase or streamline refinance (IRRRL)
USDA Loan
Designed for rural and suburban buyers with low-to-moderate income. 100% financing with reduced mortgage insurance.
Zero down payment available
Lower monthly mortgage insurance
Must meet income & location eligibility
Very Useful Mortgage Calculators
Mortgage Payment Calculator
Purchase Price Calculator
Recommendation: This calculator shows the MAXIMUM you may qualify for based on debt-to-income ratios. We recommend speaking with our loan specialists to discuss your specific situation and find the right loan program for your needs.
HELOC Qualifier
Common FAQs
What credit score do I need to qualify?
Most loans require 580–620. We offer flexible options for lower scores too.
Can I apply if I'm self-employed?
Yes — our bank statement and non-QM programs are built for self-employed borrowers.
How fast can I get pre-approved?
In most cases, same day — with our AI pre-screening and team support.
How much do I need for a down payment?
As low as 3.0%-3.5% with Conv Home Ready, FHA. VA and USDA may allow zero down.
YOUR LOAN ADVISOR
HERIBERTO SANTIAGO
Principal Loan Officer, Advisor, Consultant
NMLS # 1274038
What people say about us!
People Love Us
"Heriberto and his team made buying a house such an easy process with no issues at all. I can honestly say this was a scary experience as a first-time buyer but with the guidance and knowledge Heriberto displayed I couldn't express how much satisfaction I have with the outcome; from start to finish it was a great experience. Highly recommended, friendly, courteous, knowledgeable and actually listens to what you want."
– J. Delgado
"100% recommended. In the month of May we began to talk with several agents and brokers, it was a very bad experience since they all tell you yes and when they see that they can spend a little work they forget about you and even stop calling you to the point that in the month July I regretted it and decided to end the process and wait for next year. In the month of August, speaking with a friend, he referred to Heriberto Santiago and GDM, it was totally different, from the first moment we began to talk, he offered me many alternatives. The most surprising thing is that the next day he called me with a work plan and willing to start the process, which none of the previous ones did. Communication with him and his team was excellent. They actually fight for the client, they fought for my loan and in 3 months I was able to buy and close on my house. GDM are actually the best, professionalism, human quality and excellent service. Thank you Heriberto, I and my family thank you for having our home today."
– O. Alvarez
Office: 3801 E Avalon Park Blvd, Suite 200, Orlando, FL 32828
Call 321.492.0292
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