My Realtor Partners

GDM Mortgage Corp values our realtor relationships, and we strive to follow our Realtor Pledge.

We are here to be part of your team, serve as your trusted support, and help create more homeowners.

Our proprietary process will help you:

Stay top of mind with your clients. Provide solutions for obstacles that may arise during a transaction. Increase your referral base.

In addition to our mortgage services, we are licensed and qualified to advise on your deals, provide guidance on real estate transactions, and offer appraisal insights. We bring this added value to help you close more deals with confidence and clarity.

We understand you may already have a top lender — so let us be your number two and give us the opportunity to earn your number one spot.

Give us a call now or send us a message below. We look forward to working with you!

(321) 492.0292

Get Pre-Qualified

# CHOOSE YOUR SERVICE

Popular Home Loan Options

Conventional Loan

Ideal for buyers with strong credit and income. Great rates and flexible terms.

Minimum 620 credit score

Standard W2 and income docs

Great for purchases & refinances

HELOC – Access Your Equity

Use your home’s equity for renovations, debt consolidation, or large purchases.

Borrow only what you need

Revolving credit line

Lower monthly payments

FHA Loan (Low Down Payment)

Backed by HUD, FHA loans offer low down payments and flexible credit guidelines.

Credit scores from 580+

3.5% minimum down

First-time buyer friendly

Common FAQs

What credit score do I need to qualify?

Most loans require 580–620. We offer flexible options for lower scores too.

Can I apply if I'm self-employed?

Yes — our bank statement and non-QM programs are built for self-employed borrowers.

How fast can I get pre-approved?

In most cases, same day — with our AI pre-screening and team support.

How much do I need for a down payment?

As low as 3.0%-3.5% with Conv Home Ready, FHA. VA and USDA may allow zero down.

Have any more questions?

Meet Vanessa –

Your Mortgage AI Assistant

Hey, I'm Vanessa!

I’m here 24/7 to answer your mortgage questions, guide you through pre-qualification, and help you get matched with the right loan program — fast.

Whether you're a first-time buyer, investor, or self-employed, I’ll ask a few smart questions and connect you with what fits best.

Instantly answers questions for loan types like FHA, DSCR, Bank Statement & more.

Get Pre-screened 24/7

Connect with your loan advisor

YOUR LOAN ADVISOR

HERIBERTO SANTIAGO

Principal Loan Officer, Advisor, Consultant

NMLS # 1274038

Testimonials

People Love Us

"Heriberto and his team made buying a house such an easy process with no issues at all. I can honestly say this was a scary experience as a first-time buyer but with the guidance and knowledge Heriberto displayed I couldn't express how much satisfaction I have with the outcome; from start to finish it was a great experience. Highly recommended, friendly, courteous, knowledgeable and actually listens to what you want."

– J. Delgado

"100% recommended. In the month of May we began to talk with several agents and brokers, it was a very bad experience since they all tell you yes and when they see that they can spend a little work they forget about you and even stop calling you to the point that in the month July I regretted it and decided to end the process and wait for next year. In the month of August, speaking with a friend, he referred to Heriberto Santiago and GDM, it was totally different, from the first moment we began to talk, he offered me many alternatives. The most surprising thing is that the next day he called me with a work plan and willing to start the process, which none of the previous ones did. Communication with him and his team was excellent. They actually fight for the client, they fought for my loan and in 3 months I was able to buy and close on my house. GDM are actually the best, professionalism, human quality and excellent service. Thank you Heriberto, I and my family thank you for having our home today."